Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Potential Income from an IRA Estimate your monthly and annual income from various IRA types. The 12 Steps to Living Confidently: How to Protect Yourself Protection. We’re obsessed with it these days. Fixed or Variable Mortgage, Which Should You Pick? When selecting a mortgage, one of the most critical choices is between a fixed or variable interest-rate mortgage.